For Investors
Institutional-grade reporting. On private notes.
Self-directed IRAs, fractionalized notes, fund SMAs, and family offices — DSI runs the servicing math, the tax docs, and the audit support that sophisticated investors expect from a private note position.
Why Investors Move to DSI
The Workflow Problems That Make Other Servicers Feel Amateur
A dashboard is table stakes. These are the structural issues that drive sophisticated investors to switch.
Self-Directed IRA Compliance
The pain: Notes held inside a self-directed IRA (Equity Trust, Quest, Madison, etc.) need distributions routed to the custodian — not the beneficial owner. Mistakes trigger UBTI exposure and prohibited transaction risk.
DSI: DSI knows the major SDIRA custodians. Distributions route per the custodian's coding. 1099s are issued correctly. Annual fair market valuation forms supported on request.
Fractionalized Note Distributions
The pain: Three investors on one $900K first-trust at 60/30/10 splits. Manual pro-rata math drifts every month, and one bad reconciliation triggers an SEC question.
DSI: DSI tracks every fractional interest at the loan level. Distributions calculated to the penny, reconciled before payout, audit trail visible per investor.
K-1 Supporting Schedules + Audit Support
The pain: Fund LPs and family-office investors need K-1 supporting schedules with loan-level interest, fee, and gain detail. Generic servicers send a year-end summary and call it done.
DSI: DSI delivers K-1 supporting schedules, GAAP-aligned monthly statements, and direct read access for your fund admin or auditor during fieldwork. Built for funds and SMAs from day one.
Beneficiary, Trust, and Estate Changes
The pain: Death, divorce, trust transfer, or LLC restructure on a note holder — most servicers freeze the account for weeks while paperwork is reviewed.
DSI: DSI has standing workflows for beneficiary change, trust assignment, and probate transfer. Documentation requirements published in advance; processing in days, not weeks.
Investor Portal
Built for the Way You Actually Work
Real-time access for you. Read-only role access for your CPA, fund admin, or SDIRA custodian. No portal logins shared across emails.
Portfolio Overview
Total invested, active loans, weighted yield, geographic exposure, and lien-position breakdown — all on one screen.
Loan-Level Detail
Drill into any loan: payment history, current balance, LTV, borrower status, property type, and document vault.
Event Alerts
Automated notifications for payments received, late payments, default events, payoffs, and maturity dates — push and email.
Custodian-Safe Access
Bank-level encryption, two-factor authentication, role-based access. SDIRA custodians get the read access they need without exposing your portfolio to them.
Reporting Suite
Statements your CPA won't apologize for
Whether you hold five notes in a self-directed IRA or run a $50M private debt fund, DSI's reporting suite delivers what your CPA, your fund admin, and your auditor actually ask for — without the year-end scramble.
Request a Sample PackageReports DSI Delivers
- Monthly Performance Summary
- Loan-by-Loan Detail Report
- Pro-Rata Distribution Calculation
- Delinquency & Default Status
- K-1 Supporting Schedules (fund / SMA)
- 1098 and 1099-INT — delivered before January 31
- Portfolio Composition Analysis
- Maturity Schedule (next 12 / 24 / 36 months)
FAQ
Investor FAQs
See the investor experience firsthand.
Request a sample monthly statement and K-1 supporting schedule. Five-minute review. Tells you everything you need.
Request Sample Reports