For Investors
Institutional-grade reporting. On private notes.
Self-directed IRAs, fractionalized notes, fund SMAs, and family offices — DSI runs the servicing math, the tax docs, and the audit support that sophisticated investors expect from a private note position.
Why Investors Move to DSI
The Workflow Problems That Make Other Servicers Feel Amateur
A dashboard is table stakes. These are the structural issues that drive sophisticated investors to switch.
Self-Directed IRA Compliance
The pain: Notes held inside a self-directed IRA (Equity Trust, Quest, Madison, etc.) need distributions routed to the custodian — not the beneficial owner. Mistakes trigger UBTI exposure and prohibited transaction risk.
DSI: DSI knows the major SDIRA custodians. Distributions route per the custodian's coding. 1099s are issued correctly. Annual fair market valuation forms supported on request.
Fractionalized Note Distributions
The pain: Three investors on one $900K first-trust at 60/30/10 splits. Manual pro-rata math drifts every month, and one bad reconciliation triggers an SEC question.
DSI: DSI tracks every fractional interest at the loan level. Distributions calculated to the penny, reconciled before payout, audit trail visible per investor.
K-1 Supporting Schedules + Audit Support
The pain: Fund LPs and family-office investors need K-1 supporting schedules with loan-level interest, fee, and gain detail. Generic servicers send a year-end summary and call it done.
DSI: DSI delivers K-1 supporting schedules, GAAP-aligned monthly statements, and direct read access for your fund admin or auditor during fieldwork. Built for funds and SMAs from day one.
Beneficiary, Trust, and Estate Changes
The pain: Death, divorce, trust transfer, or LLC restructure on a note holder — most servicers freeze the account for weeks while paperwork is reviewed.
DSI: DSI has standing workflows for beneficiary change, trust assignment, and probate transfer. Documentation requirements published in advance; processing in days, not weeks.
Investor Portal
Built for the Way You Actually Work
Real-time access for you. Read-only role access for your CPA, fund admin, or SDIRA custodian. No portal logins shared across emails.
Portfolio Overview
Total invested, active loans, weighted yield, geographic exposure, and lien-position breakdown — all on one screen.
Loan-Level Detail
Drill into any loan: payment history, current balance, LTV, borrower status, property type, and document vault.
Event Alerts
Automated notifications for payments received, late payments, default events, payoffs, and maturity dates — push and email.
Custodian-Safe Access
Bank-level encryption, two-factor authentication, role-based access. SDIRA custodians get the read access they need without exposing your portfolio to them.
Reporting Suite
Statements your CPA won't apologize for
Whether you hold five notes in a self-directed IRA or run a $50M private debt fund, DSI's reporting suite delivers what your CPA, your fund admin, and your auditor actually ask for — without the year-end scramble.
Request a Sample PackageReports DSI Delivers
- Monthly Performance Summary
- Loan-by-Loan Detail Report
- Pro-Rata Distribution Calculation
- Delinquency & Default Status
- K-1 Supporting Schedules (fund / SMA)
- 1098 and 1099-INT — delivered before January 31
- Portfolio Composition Analysis
- Maturity Schedule (next 12 / 24 / 36 months)
FAQ
Investor FAQs
How do I access the investor dashboard?
Investors receive secure login credentials upon onboarding. The dashboard is accessible 24/7 from any device and provides real-time portfolio performance, payment status, loan-level detail, and downloadable reports.
What reports does DSI provide to investors?
DSI provides monthly performance summaries, loan-by-loan detail reports, delinquency and default reports, distribution calculation reports, portfolio composition analysis, maturity schedule reports, payoff summaries, and year-end tax packages (1099s).
How are distributions calculated and paid?
Distributions are calculated based on the terms of each loan and the investor's participation. DSI provides complete transparency on every calculation with detailed breakdowns available in the investor portal. Distributions are paid via ACH on a scheduled basis.
Is my data secure on the DSI platform?
Yes. DSI uses bank-level encryption, two-factor authentication, and role-based access controls. Our systems follow SOC 2-aligned security processes and strict data governance protocols to protect investor and borrower information.
See the investor experience firsthand.
Request a sample monthly statement and K-1 supporting schedule. Five-minute review. Tells you everything you need.
Request Sample Reports